I will cease banking here as soon as my CDs mature.
They finally sent it to me and everything handled electronically. Why would the send to my daughter? She was never involved. They sent it first to my daughter who has POA. Then it was a big production to send it to me. First they said I had to come in (WTF? In the middle of the pandemic?). I have done this in the past and they just mailed me the paperwork, I signed it and sent it back. I wanted to convert a Regular IRA to a Roth Ira. Found them petty, unprofessional and extremely difficult to work with. Especially the people in the IRA department. I think they have grown too large and their service has suffered.
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She said in a year or year and a half I can try for a credit limit increase and if I get above $5000 I can upgrade to their Visa Signature. They're one of the largest credit unions in Minnesota but overall a fairly small credit union in the grand scheme of things so finding information online about credit limit increases or anything of that nature is virtually wrote:
Their credit cards are nothing special like the majority of credit unions but its the highest limit i've ever been initially approved for! And like most credit unions they hard pull you when you join, so I was secretly hoping they would tell me I was approved for something upon opening my checking and savings with them, and low and behold she told me the system automatically approved me for a credit card with a $4600 limit and asked if I wanted to accept! First thing I asked if it would be an additional hard pull and if that was an official approval or just a prequalify estimate and she said it's all one hard pull and an official approval if I want to accept it. So this local credit union in my state of Minnesota was offering a $100 bonus if you open a checking account with them.